Terms of Service

Last updated: January 2026

These Terms of Service (“Terms”) govern your access to and use of the website operated by Kivi3 Technologies Limited(“Kivi3”, “we”, “our”, or “us”), available at https://www.kivi3.com (the “Website”).

By accessing or using this Website, you agree to be bound by these Terms. If you do not agree with these Terms, you must not use the Website.

1. About Kivi3

Kivi3 Technologies Limited is incorporated in the Dubai International Financial Centre (DIFC), Dubai, United Arab Emirates, under company number 12205.

Kivi3 operates under a commercial license that includes the following permitted activities:

  • Software House
  • Distributed Ledger Technology Services
  • Technology Research & Development
  • IT Infrastructure

Kivi3 is a technology company focused on the design, development, and integration of software and infrastructure solutions. The Website is provided for informational purposes only and does not constitute an offer to provide financial, payment, custodial, investment, or other regulated services.

2. No Financial or Regulated Services

Kivi3 does not directly provide:

  • Custodial services
  • Payment services
  • Money transmission
  • Financial or investment advice
  • Banking or financial products
  • Digital asset custody

Any financial or regulated services referenced on this Website, if any, are provided exclusively by licensed third-party partners, subject to their own terms, conditions, and regulatory approvals.

Any reference to distributed ledger technology or blockchain on this Website relates solely to technology development, research, or infrastructure activities conducted within Kivi3’s licensed scope.

Nothing on this Website should be interpreted as financial, legal, or investment advice.

3. Website Disclaimer

The content published on this Website is provided for general informational purposes only.

While Kivi3 makes reasonable efforts to ensure that information on this Website is accurate and up to date, we make no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, reliability, or suitability of the information.

Information on this Website may describe future products, features, services, or regulatory approaches that are subject to change. Such statements are illustrative only and do not constitute binding commitments, guarantees, or offers.

You acknowledge and agree that:

  • Any reliance on information obtained through this Website is at your own risk
  • The Website does not constitute professional, financial, legal, or regulatory advice
  • You should seek independent advice before making decisions based on information presented on this Website

4. Use of the Website

You agree to use the Website only for lawful purposes and in accordance with these Terms.

You must not:

  • Use the Website in any way that violates applicable laws or regulations
  • Attempt to gain unauthorized access to any part of the Website
  • Interfere with or disrupt the operation or security of the Website
  • Introduce malware, malicious code, or harmful content

We reserve the right to suspend, restrict, or terminate access to the Website at any time, without notice.

5. Intellectual Property

All content on the Website, including text, graphics, logos, diagrams, designs, software, and other materials, is owned by or licensed to Kivi3 and is protected by applicable intellectual property laws.

You may view and use the Website for personal or internal business purposes only.
You may not copy, reproduce, distribute, modify, or exploit any content without prior written consent from Kivi3.

6. Third-Party Links and Content

The Website may include links to third-party websites or services.

Kivi3 does not control and is not responsible for:

  • The content, accuracy, or availability of third-party websites
  • The terms, policies, or practices of third parties
  • Any loss or damage arising from your use of third-party services

Accessing third-party content is at your own risk.

7. No Warranties

The Website is provided on an “as is” and “as available” basis.

To the maximum extent permitted by law, Kivi3 disclaims all warranties, whether express or implied, including but not limited to warranties of:

  • Accuracy or completeness
  • Availability or uninterrupted operation
  • Fitness for a particular purpose
  • Non-infringement

We do not warrant that the Website will be error-free, secure, or free from harmful components.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Kivi3 shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of, or inability to use, the Website.

This includes, without limitation, loss of profits, data, business opportunities, or reputational harm, even if we have been advised of the possibility of such damages.

Nothing in these Terms shall limit or exclude liability where such limitation or exclusion is not permitted under applicable law.

9. Indemnification

You agree to indemnify and hold harmless Kivi3, its directors, officers, employees, and partners from and against any claims, liabilities, damages, losses, or expenses arising out of:

  • Your use of the Website
  • Your violation of these Terms
  • Your infringement of any third-party rights

10. Privacy and Data Protection

As of the date of these Terms, the Website does not require users to submit personal data and does not collect or process personal data from visitors other than through the use of cookies and similar technologies for basic functionality or analytics.

In the event that the Website is updated in the future to include features that involve the collection, use, or processing of personal data (for example, user accounts, forms, newsletters, or other interactive services), such processing will be carried out in accordance with our Privacy Policy and applicable data protection laws, including the DIFC Data Protection Law No. 5 of 2020, where applicable.

We assure you that any personal data is collected and processed solely for legitimate purposes related to the operation, security, and improvement of the Website.

You acknowledge that:

  • Personal data may be processed by third-party service providers acting on our behalf
  • Data may be transferred to jurisdictions outside the DIFC, subject to appropriate safeguards
  • Certain data may be retained to comply with legal, regulatory, or security obligations

Further details are set out in our Privacy Policy.

11. Data Subject Rights

Where the DIFC Data Protection Law No. 5 of 2020 applies, individuals may have certain rights in relation to their personal data, including the right to:

  • Request access to personal data held about them
  • Request correction or deletion of inaccurate or outdated personal data
  • Object to or request restriction of certain processing activities
  • Request data portability, where applicable

Such rights are subject to applicable legal limitations and exemptions and may be exercised in accordance with our Privacy Policy.

12. Changes to These Terms

We may update or modify these Terms at any time without prior notice.

Changes become effective upon publication on the Website. Continued use of the Website after changes are posted constitutes acceptance of the updated Terms.

13. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the Dubai International Financial Centre (DIFC).

Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of the DIFC.

14. Contact

For questions regarding these Terms, please contact:

Kivi3 Technologies Limited
Dubai International Financial Centre (DIFC)
Dubai, United Arab Emirates
Email: legal@kivi3.com